Upon seeing signs of hail damage, most homeowners will start to worry about the repair costs. However, those with insurance won’t worry too much. There are still a few things that will happen before they get their insurance payments.
Valley Vista Construction, Inc, a top roofing contractor in the state, lists what you should do after finding hail damage below.
Document All the Signs of Hail Damage
Don’t repair them just yet. You can cover leaks with a plastic tarp, but be sure to take pictures and document the details, like the date and time your home was damaged, before you do so. If you repair them yourself, you may end up worsening the damage. And there’s no guarantee your insurance company will cover the damage incurred this way.
Have a Contractor Inspect Your Roof
There’s always a possibility that your roof suffered extensive hail damage and often, it takes a trained eye to pinpoint signs of rot and other underlying issues with your roof. As such, you need a contractor to provide a detailed analysis.
Without this input from a professional, the insurance provider may only pay for the repairs to exterior damage. And since more serious problems with your roof haven’t been addressed, it’s only a matter of time until your roof runs into even bigger problems.
Don’t Forget About Your Gutters
There’s also a chance that hailstones punctured your gutters, which are crucial to diverting rainwater away from your roof. It would be a good idea then to have a gutter contractor inspect it.
File an Insurance Claim With Your Insurance Provider
Filing insurance claims can get a bit chaotic, so it would be a good idea to keep track of the representatives you’ve talked to; remember their names. That way, you can look for or refer to them in the event you encounter issues.
One more thing: it’s easy to miss signs of roof damage. So to ensure that all of the repairs will be covered by your insurance provider, only hire a certified roof contractor.
Valley Vista Construction, Inc, a GAF® Master Elite™ roofing contractor, offers roof inspection services and roof replacement options. To schedule a consultation with us, call (865) 268-4237 or fill out this form. We serve homeowners in Maryville, TN.